Walking Away
??????????????????????????????ซ????ถ?????????ต?????????????ซ?? failure rate ????????????????ท?????ญ????ต?????ญ???????????ญ????????ฑ?????????????ซ?????ฑ?????????????????????????????ญ??????ต?? ????ท??ญ?????????????ต???????????????????????????????????ญ??????ฐ?????????? ????ถ????????????ง???????????????????????ฐ?????ฑ???????ต????ง???????????????????????????????ญ?????????ญ??????????????????? ???????????ซ???????????????????ฐ???????????????ต?????ญ???????????ญ????????ฑ???????ต???????????????? ??????????ซ???????????????????????????ฑ?????????????????ง????????????????ง????????????????ต?????????ญ??????????ญ?????????????ฐ???????ญ ????ฑ??ง??ญ??????????????????????????????????????????????????????????????ญ??????ท????ญ??????????? 3.5 ?????????? ????ญ??????ต???????ซ?????ท??ญ??????ญ??????????ญ?????????ญ??ญ??ต??? 3 ?????????? ????????????????????????????? ?????ฑ?? ????????????????ต?????ง?????ฑ??????????? ????ญ??????ต?????????ฐ????????????????? ????????ฐ???????????????????????????ซ?????ท??ญ???????? 2.8 ?????????? ???????????ต????????ฐ????????ญ????????????????????? ?????????????????????????ญ????????????????ฑ??ง?????ญ???????ซ???????????????ถ?????? ??????????ง????ท????ญ????????????????????? ????ต?????ง??????* ????ถ?????????????????ญ????????????????????ฉ?????????????????????????????ท??ญ??ง??????????ฑ??????????????????????????????????ง (?????????????ต???????????ฑ??????????ฐ??ง??ฑ?????????ฐ???????ฑ???)
?????????????ต?????????????????????????????????????ง????????????????????ต?????????ญ??????????ญ??????ต?? ????????ต????????ง?????????????????????ญ???????ต negative equity ????????????ฑ?????????????????????ฑ????
??????????????ต contradictory fairness ?????????ต?????ญ???????????ญ????????ฑ???????ต?? ?????ต????????????????ญ??? ??????????????ฐ?????ซ??????????????????????ญ???????????
- ????????????????????????????????????ญ????????
- ?????????????ซ???????????????ฑ????????ฐ????ญ?????ซ?????????ง????? 1020% ????ญ????????????? ?? ????ญ??????ท????ญ???????? ?????????????????ต????????ง??????ต??????ต???????????ต?????????????????ง ?????????????????????????????????????????? ????????? ??????????ฐ?????ฑ????????????????????????ต????????ฐ????????????ซ????ต
- ???????????????????ญ??????????????ท?????ญ????? ????????????ญ???????????????????????ต???????????????????ญ??????????????ฑ??????????????????????????ถ???? ??????????????????????????????????????ต????????ฐ????????????ซ????ต
????????? advance away ??????????????????????????????ซ?????ฑ???????ญ??????ต?? ???????????????ถ??????????????????ฑ?????????????????ต?????????????????????ท????ญ??????????????? (?????????????ง?????? 18 ???????ท??ญ??) ????????ฐ???????ง???????????ญ????? (5% ??ซ?????ท??ญ????????????ต??????????????ญ?????????ง????????????????????????ต)
*???????????????ต????ต????????????????ซ???????????????????????ต????????????????????????ญ??????????????????ต????????????????????ฑ???? (????????????????ท?????ญ????????? non-resort) ????ถ??????????????????ซ????????????????????ฐ????????????????????ท?????????????????????????ต????????ญ?????????????????ต????????ถ????????????????????????ญ????????????


